from __future__ import annotations
def simple_interest(
principal: float, daily_interest_rate: float, days_between_payments: int
) -> float:
"""
>>> simple_interest(18000.0, 0.06, 3)
3240.0
>>> simple_interest(0.5, 0.06, 3)
0.09
>>> simple_interest(18000.0, 0.01, 10)
1800.0
>>> simple_interest(18000.0, 0.0, 3)
0.0
>>> simple_interest(5500.0, 0.01, 100)
5500.0
>>> simple_interest(10000.0, -0.06, 3)
Traceback (most recent call last):
...
ValueError: daily_interest_rate must be >= 0
>>> simple_interest(-10000.0, 0.06, 3)
Traceback (most recent call last):
...
ValueError: principal must be > 0
>>> simple_interest(5500.0, 0.01, -5)
Traceback (most recent call last):
...
ValueError: days_between_payments must be > 0
"""
if days_between_payments <= 0:
raise ValueError("days_between_payments must be > 0")
if daily_interest_rate < 0:
raise ValueError("daily_interest_rate must be >= 0")
if principal <= 0:
raise ValueError("principal must be > 0")
return principal * daily_interest_rate * days_between_payments
def compound_interest(
principal: float,
nominal_annual_interest_rate_percentage: float,
number_of_compounding_periods: int,
) -> float:
"""
>>> compound_interest(10000.0, 0.05, 3)
1576.2500000000014
>>> compound_interest(10000.0, 0.05, 1)
500.00000000000045
>>> compound_interest(0.5, 0.05, 3)
0.07881250000000006
>>> compound_interest(10000.0, 0.06, -4)
Traceback (most recent call last):
...
ValueError: number_of_compounding_periods must be > 0
>>> compound_interest(10000.0, -3.5, 3.0)
Traceback (most recent call last):
...
ValueError: nominal_annual_interest_rate_percentage must be >= 0
>>> compound_interest(-5500.0, 0.01, 5)
Traceback (most recent call last):
...
ValueError: principal must be > 0
"""
if number_of_compounding_periods <= 0:
raise ValueError("number_of_compounding_periods must be > 0")
if nominal_annual_interest_rate_percentage < 0:
raise ValueError("nominal_annual_interest_rate_percentage must be >= 0")
if principal <= 0:
raise ValueError("principal must be > 0")
return principal * (
(1 + nominal_annual_interest_rate_percentage) ** number_of_compounding_periods
- 1
)
if __name__ == "__main__":
import doctest
doctest.testmod()